St. Peter

St. Peter Life Plan: Pre-need Death Care / Memorial Service Provider sa Pilipinas

Hindi nag-aalok ang St. Peter Life Plan, Inc. ng “karaniwang” life insurance plan tulad ng term life o whole life policies ng mga insurance company. Sa halip, ito ay isang pre-need death care o memorial service provider sa Pilipinas na nagbibigay ng kumpletong serbisyo sa burol at libing bago pa man ito kailanganin.
(St. Peter Official Website)

Narito ang mga pangunahing katangian at insurance-type na benepisyo ng kanilang mga plano:

🕊️ Ano ang St. Peter Life Plan o Memorial Life Plan

• Ang mga ito ay pre-paid memorial o death care plans na nagbibigay ng tiyak na package ng serbisyo tulad ng kabaong, viewing, funeral service, at interment — sa presyo na naka-lock mula sa araw na binili mo ang plano.

• Ang planong ito ay anti-inflationary, ibig sabihin, hindi tataas ang halaga ng serbisyo kahit tumaas ang presyo sa hinaharap.

• May dalawang uri ng plano: Traditional Life Plan (para sa libing at kabaong) at Cremation Life Plan (para sa cremation services sa piling lugar).

• Maaaring magbayad sa hulugan (buwan-buwan, quarterly, semiannual, o yearly) o spot cash (isang bayaran) na may diskwento.

• Ang plano ay transferable (puwedeng ilipat sa ibang buhay na tao) at assignable (puwedeng gamitin para sa namatay na mahal sa buhay).

• Kung hindi magagamit ang serbisyo, maaaring tumanggap ang benepisyaryo ng cash value o panatilihin ang plano para sa memorial services lamang.

💰 Mga Insurance-Type Coverage na Kasama

Bagama’t pangunahing memorial plan ito, may mga insurance-style benefits na kasama sa St. Peter Life Plan.
Narito ang detalyadong benepisyo at edad na sakop (age coverage):

Uri ng BenepisyoPaliwanagEdad na Sakop

Life / Death Benefit: Kung mamatay ang planholder (na nasa loob ng insurable age), makatatanggap ang benepisyaryo ng 100% ng halaga ng kontrata.18–65 years old

Unpaid Balance Deemed PaidKapag namatay ang planholder habang nagbabayad pa ng hulog, itinuturing na bayad na ang natitirang balanse at matatanggap pa rin nang buo ang serbisyo.18–65 years old

Accidental Death & Dismemberment: Nagbibigay ng karagdagang cash benefit kung ang pagkamatay o pinsala ay dulot ng aksidente (hal. pagkawala ng kamay, paa, paningin, atbp.).18–60 years old

Waiver of Installments: Kung ang planholder ay maging disabled nang tuloy-tuloy (hal. 6 buwan) habang nagbabayad, maaaring ma-waive o hindi na kailangan bayaran ang natitirang hulog.18–60 years old

Money-Back Plan / Return of Premium: Para sa ilang lumang plano, may tinatawag na “money-back” benefit kung saan ibinabalik ang bahagi ng halaga (hal. 20% kada taon sa loob ng 5 taon simula ika-16 na taon).Hanggang 65 years old

🌿 Buod

Ang St. Peter Life Plan ay hindi lang basta serbisyo sa libing — ito ay isang investment sa kapanatagan ng isip. Sa pamamagitan ng pre-need plan na ito, maiiwasan ng pamilya ang biglaang gastos sa oras ng pagluluksa, habang may kasamang mga benepisyong tulad ng life insurance na sumasakop sa edad 18 hanggang 65 taong gulang.

Avail a St. Peter Life Plan for as low as 1,000 per month. PM for inquiries.

HUWAG KANG MATAKOT KUMUHA NG ST PETER LIFE PLAN. You’re just being prepared because you never know kung hanggang kailan ka sa mundo Be practical! Hindi ibig sabihan na kapag may St.Peter Life Plan ka eh after 1 year or 2 years etc. eh you will die kasi pinaghandaan mo na raw

Ang paghahanda, nakakahaba ng buhay at nakaka delay ng lamay! At ang tunay na nagmamahal, NAGHAHANDA para sa isang stress-free at worry free na kinabukasan para sa sarili at sa kanyang family

Why you should get a St. Peter Plan?

1. Anti-Inflationary Plan - the moment po that you get a plan, fixed po ang payment hanggang matapos ang 5 years Also, once fully paid, after 10 years, 20 years or 30 years, you will still get the same plan, LIFETIME NAPO YAN You will just spend Php 1,000 starting 2023 until 2028. Imagine after 20 years, in 2043, may memorial service, wood casket at 4 days viewing sa chapel na ang fee ay Php 53,000 lang. (53,000 is the St. George Life Plan but we still have other plans for you to choose from)

2. VALUE ADDED BENEFITS (for 18 - 60 years old)

CASH BENEFIT - after 1 year from the date of contract and the plan holder died or within 5 years after paying the full payment, your beneficiary will receive 100% of the contract price. Sa madaling sabi, after 1 year mong magbayad until sa 10th year, insured ka

UNPAID BALANCE DEEMED PAID - wag naman sana, pero after 1 year nang masipag na pagbabayad at natsugi ka, yung kulang at di mo pa nababayaran na 4 years eh LIBRE na! Tapos yung cash benefit pa na example St. George na 53,000 no need to pay for the remaining balance tapos may 53,000 pa ang beneficiary mo.

ACCIDENTAL DEATH - after 1 year of paying at naaksidente ka, aside sa yung remaining 4 years na bayarin mo is hindi na babayaran tapos may cash benefit pa, may additional ka pa ulit na matatanggap. So for example St George which is 53,000 php, your beneficiary will receive 106,000 php.

3. 1y/o to 17 years old and our Senior Citizens

Pede rin silang kuhanan ng plan they just don't have the value added benefits mentioned above. Ang benefit lang nila is that makakatipid pa rin dahil sa St. Peter ang lowest fee is 80k pag hindi nakaplan, but pag may plan, 53,000 na lang. Makakatipid ka ng 27,000. Wala pang iintindihin

4. VERY LOW INSTALLMENT PLAN

Five years to pay lang, for example per month, hindi mo na ramdam yun.

5. TRANSFERRABLE

You may transfer it to another living person! Yes! For example, ako tapos na magbayad, I can get a new plan for me and transfer it to my kapamilya or ibenta yung plan na ito.

6. ASSIGNABLE

Kapag may kakilala kang namatay, you can assign your plan, either fully paid or not, pwede! Kung hindi ka pa fully paid, you just have to pay the remaining balance.

7. MEMORIAL SERVICE,

LUPA NA LANG ANG KULANG!

Aside sa may casket na siya, aasikasuhin na lahat ni St. Peter. See photos below.

8. 4 days viewing sa chapel or 9 days kapag sa bahay

9. WALA KA NA NGANG IINTIDIHIN PA. Promise!

10. Good investment ito. Gaya nga ng sabi ko, lumiliit ang halaga ng pera.

Traditional Life plan Insurance

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St. George (7-Year Pay)

Description: Wood Casket, Single Top (split lid covers), Full Glass, Elegant Interiors, corners and handles

• contract pricePhp 57,000.00

• annualPhp 8,145.00

• semi annualPhp 4,315.00

• quarterlyPhp 2,240.00

• monthlyPhp 775.00

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